Pension & Retirement Planning

There are two distinct phases to pension and retirement planning and we are expert in both.

Building your pension fund

We ensure the right structure in terms of flexibility and setting the right contribution level to match your aspirations in retirement. We choose the right pension provider and fund manager to ensure that investment returns allow for a comfortable retirement.

Withdrawing your pension benefits

This is one of the most complex financial decisions you will ever have to make. As you approach retirement, we will advise you on how best to withdraw money from your fund. The simplest method is to buy an annuity, but more flexibility and tax efficiency may be achieved from other pension fund withdrawal methods.

The most important factor in pension fund management is the performance of the underlying investments. Our focus on this has allowed us to build a history of achieving above average returns for pension clients.